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Divorce Services

The financial intricacies of divorce can be daunting for all involved. Our divorce financial planners will ensure that the settlement decisions you make will be fully educated and informed. Don’t leave your financial future to chance.

Divorce Financial Planning

Smarter Divorce Solutions provides individuals, couples, mediators, and attorneys with financial expertise during divorce. With advanced training in all financial aspects of divorce including pension valuation, marital vs. separate property, and tax optimization of settlements, we can help craft creative settlement solutions that make financial sense for both parties. Get divorce financial planning expertise when you need it most.

Divorce
Financial Planning

Smarter Divorce Solutions provides individuals, couples, mediators, and attorneys with financial expertise during divorce. With advanced training in all financial aspects of divorce including pension valuation, marital vs. separate property, and tax optimization of settlements, we can help craft creative settlement solutions that make financial sense for both parties. Get divorce financial planning expertise when you need it most.

Smarter Divorce Solutions provides individuals, couples, mediators, and attorneys with financial expertise during divorce. With advanced training in all financial aspects of divorce including pension valuation, marital vs. separate property, and tax optimization of settlements, we can help craft creative settlement solutions that make financial sense for both parties. Get divorce financial planning expertise when you need it most.

MediationPlus® - Divorce Done Differently

Mediators often struggle with properly educating a couple on the financial complexities of their settlements. Not at Smarter Divorce Solutions. Every MediationPlus®  team has a Certified Divorce Financial Analyst trained in all of the financial intricacies of divorce. We combine our experience as financial advisors with hundreds of hours of mediation training to offer a whole new model – MediationPlus®. There’s no need to make agreements that aren’t fully informed, educated and future tested. At Smarter Divorce Solutions, we’re offering a mediation experience like no other. Facilitating communication is great, but don’t you want to be sure you have ALL of your property settlement options on the table? We provide  ideas for creative settlement solutions to ensure you will BOTH be ok in the next phase of your lives. Why go anywhere else?

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Collaborative Divorce

Collaborative Practice is a voluntary dispute resolution process in which parties settle without resort to litigation. In Collaborative Practice:

  1. The parties sign a collaborative participation agreement describing the nature and scope of the matter;
  2. The parties voluntarily disclose all information which is relevant and material to the matter that must be decided;
  3. The parties agree to use good faith efforts in their negotiations to reach a mutually acceptable settlement;
  4. Each party must be represented by a lawyer whose representation terminates upon the undertaking of any contested court proceeding;
  5. The parties may engage mental health and financial professionals whose engagement terminates upon the undertaking of any contested court proceeding; and
  6. The parties may jointly engage other experts as needed.

Collaborative Practice provides you and your spouse or partner with the support and guidance of your own lawyers without going to court. Additionally, Collaborative Practice allows you the benefit of coaches, child and financial specialists all working together with you on your team. In Collaborative Practice, core elements form your commitments to this process, which are to: Negotiate a mutually acceptable resolution without having courts decide issues. Maintain open communication and information sharing. Create shared solutions acknowledging the highest priorities of all. For local Collaborative Practitioners, see Collaborative Professionals of Phoenix.

Litigation Support

Regardless of the reasons, you and your spouse are engaged in divorce litigation and the financial complexities are overwhelming, confusing, and you don’t seem to be getting much clarity from your attorney. Let us partner with you to ensure you make smart decisions on what you should be negotiating for. Are you sure it’s going to be enough?

You might have investments, retirement accounts, pensions, businesses, expenses, rental properties, etc. How in the world do you structure a property settlement that is fair and won’t get you into tax trouble? Would you like to be able to see in black and white how a settlement would impact your future? You have come to the right place.

We can partner with your attorney to help you navigate the financial waters of divorce with confidence and clarity.

QDRO Drafting

At Smarter Divorce Solutions, we now offer flat-fee pension valuation and QDRO drafting services, and we would be happy to answer any questions you may have regarding plan terms, election options or survivor benefits.

Gerard Zielinski specializes in the valuation and division of retirement benefits including Military Retired Pay and the Federal Service Retirement Systems. With over 5000 Qualified Domestic Relations Orders drafted, Gerard is a retirement plan expert with key competencies in plan terms, division options, valuation, taxes, survivorship issues and benefit election options. 

 Our qualified and experienced staff is here to help. 

Financial Forensics

Our office can fill most Financial Forensic needs at a much lower cost than the big firms. Nancy Hetrick holds the MAFF™, Master Analyst in Financial Forensics through the National Association of Certified Valuators and Analysts and is trained in Lifestyle Analysis, Separate Property Tracing, and search for hidden assets. She can also assist your case with analysis of expenses run through a business or uncovering potential hidden assets through a Lifestyle Analysis.

When your case needs a Lifestyle Analysis or Forensic Accounting for a divorce, you can count on Smarter Divorce Solutions to fill that need in a cost-effective way.

Post-Divorce Transition Assistance

Your divorce is final! Now some of the real work begins. Your accounts need to be consolidated, QDROs completed, bank accounts closed, wills redone, etc. It can be very overwhelming! Let us help you with all of those things after the divorce in order be sure you don’t miss anything important so you can begin the next phase of your life with confidence and control.

We’ll work with you as long as necessary to ensure that ALL of the terms of your settlement agreement are completed and you get the assets you’re entitled to.

As a Wealth Manager since 1999 and Certified Divorce Financial Planner with years of experience, Nancy Hetrick and her team from Smarter Divorce Solutions are equipped to help you manage your financial life post-divorce to ensure that your financial plan has the best chance of success. Through our partnership with Financial Life Planners, we help you have a clear vision for your new life post-divorce.

Services include:

  • Investment Advice and Management
  • Retirement Planning
  • Education and College Savings Planning
  • Small Business Finance
  • Tax and Insurance Assessments
Managing Your Financial Life

Through our partnership with  Financial Life Planners, we provide superior service and a sincere desire to help clients make critical decisions as they navigate the financial transitions in  their lives. We put our expertise and vast experience to work for you as your partner throughout the many decisions that affect your financial life. Every financial decision has an emotional impact and we appreciate the fact that sometimes emotions can outweigh the dollars and cents. We’ll help you sort through these decisions, as well.

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FREE Guide! 5 Ways to Prepare Your Client for the Divorce Process: A Guide for Therapists and Counselors

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